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The build-up of plastic waste on our planet is a matter of real concern for all of us. So, next time you feel like

The process — How to Join Us

Fill Registration Form

Provide required Identification doculents

Pay Registration fees

Start Saving!
Your Journey to Financial freedom begins

Individual Membership

  • Fill the Individual Membership Registration Form
  • Registration fee Ksh 1,000
  • Monthly Insurance fee Ksh 150
  • Purchase min 850 shares at Ksh. 20 at Total 17,000
  • Save the mandatory monthly savings Ksh. 1,500
  • Attach copy of ID card
  • Attach 2 Color passport photos
  • Individual Members can apply for mobile banking Digipesa

Approval process takes up to 15 working days Repayment period is up to 48 months. This product attracts an interest rate of 1% p.m on reducing balance. Any member who has saved consistently for six months qualifies for a development loan.

Corporate Membership

  • Fill the Corporate Membership Registration Form
  • Registration fee Ksh 5,000
  • Purchase min 1,100 shares at Ksh. 20 at Total Ksh. 22,000
  • Save the mandatory monthly savings Ksh. 5,000
  • Attach list of the Group Members or Company Directors
  • Attach copies of their IDs Group Members or Company Directors
  • All Group Members /Company Directors must be members of the Sacco with individual membership accounts
  • Attach a copy of the Group constitution / Company Memorandum of Association.
  • Attach a CR12 form in the case of a limited company
  • Attach the Group or Company Registration Certificate from the government
  • Attach minutes resolving to join the Sacco

Church Membership

  • Fill the Corporate Membership Registration Form
  • Registration fee Ksh 5,000
  • Purchase min 1,100 shares at Ksh. 20 at Total Ksh. 22,000
  • Save the mandatory monthly savings Ksh. 10,000
  • Attach the Church Governing Body/ Authority’s
    Minutes resolving to the Sacco
  • Attach a Letter of Authority from the Kirk Session or Head Authority to join the Sacco.

Approval process takes up to 15 working days Repayment period is up to 48 months. This product attracts an interest rate of 1% p.m on reducing balance. Any member who has saved consistently for six months qualifies for a development loan.

Why Join Us

United Winners Sacco has carved a special
niche in providing focused financial services and solutions to a wide range of clients who include Individuals, Small and Medium Enterprises, Corporate Organizations, Learning Institutions, Religious Institutions and other service providers for various economic sectors.

We welcome you on board as we continue with our transformative agenda of changing the lives of our members, one member at a time!

Frequently asked Questions

  1. Check off - by employer
  2. Standing Order – from Members Bank account to Sacco Bank Account
  3. Mpesa – to the Sacco paybill number
  4. DigiPesa – from Members Mpesa Directly to members Sacco Account
  5. Direct deposit – to Sacco Bank Account through any Coop bank Branch or Coop kwa Jirani Agent
  6. Direct debit – Sacco Bank collects from Member’s banks accounts.
  7. Money transfers – RTGS, SWIFT, PoaPay, Wave, SimbaPay, JamboGlobal, UAEXchange, Western Union , MoneyGram
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