• Umoja Wendani Sacco 4th floor, P.C.E.A. Umoja Church. Tel: +254 (0) 709 453 000 /+ 254 (0) 721 516 546

Supa Loan



  • This product is meant to enable members to finance essential purchases for their businesses and personal development without affecting their working capital.
  • Approval process takes up to 15 working days
  • Repayment period is up to 60 months.
  • This product attracts an interest rate of 1.1% p.m on reducing balance
  • A member qualifies for a maximum of 4 times their deposits and they must have a minimum deposit of Ksh. 1,000,000.
  • Security offered shall be Guarantors; Title Deed; Certificate of Lease or Money Market Fund.
  • Applicants credit history is important:2 previous loans with the society will be considered.


  1. A duly completed loan application form
  2. Attach the applicant’s copy of ID card
  3. This product attracts an interest rate of 1.1% p.m on reducing balance

Important to Note

  • This loan is granted by the society and must be fully secured either by guarantors who are members of the society or by use of collateral; collateral will be include title deed/property.
  • The applicant is required to be an active Sacco
    member for a minimum of 6 months
  • The applicant is expected to make the
    required monthly contribution even as he/she
    is servicing the loan.
  • The member’s credit history is a major
    determinant for this and future loans.

Loan repayment options

Mode of loan repayment is through:

  1. Check off - by employer
  2. Standing Order – from Members Bank account to Sacco Bank Account
  3. Mpesa – to the Sacco paybill number
  4. DigiPesa – from Members Mpesa Directly to members Sacco Account
  5. Direct deposit – to Sacco Bank Account through any Coop bank Branch or Coop kwa Jirani Agent
  6. Direct debit – Sacco Bank collects from Member’s banks accounts.
  7. Money transfers – RTGS, SWIFT, PoaPay, Wave, SimbaPay, JamboGlobal, UAEXchange, Western Union , MoneyGram


Our Sacco aims to meet the financial needs of its members by encouraging them to save regularly and to borrow wisely for their development projects

Follow Us