• United Winners Sacco 4th floor, P.C.E.A. Umoja Church. Tel: +254 (0) 709 453 000 /+ 254 (0) 721 516 546

Moto Gari Loan

  • Loan meant to meet members needs for asset financing in regards to motor vehicle.
  • Approval process takes up to 15 working days
  • This product attracts an interest rate of 1.25% p.m on reducing balance.
  • Any member who has saved consistently for six months qualifies for a moto gari loan.
  1. A duly completed loan application form
  2. Attach a copy of ID of the applicant 
  3. This product attracts an interest rate of 1.25% p.m on reducing balance.
  4. Other charges include application fees at 0.75% of amount applied. 




Important to Note

  • This loan is granted by the society and must be fully secured either by guarantors who are members of the society or by use of collateral; Collateral will
    include a title deed/Property
  • The applicant is required to be an Active Sacco
    member for a minimum of 6 months
  • The applicant is expected to make the
    required monthly contribution even as he/she
    is servicing the loan.
  • The member’s credit history will be a major
    determinant for this and future loans.

Loan repayment options

Mode of loan repayment is through:

  1. Check off - by employer
  2. Standing Order – from Members Bank account to Sacco Bank Account
  3. Mpesa – to the Sacco paybill number
  4. DigiPesa – from Members Mpesa Directly to members Sacco Account
  5. Direct deposit – to Sacco Bank Account through any Coop bank Branch or Coop kwa Jirani Agent
  6. Direct debit – Sacco Bank collects from Member’s banks accounts.
  7. Money transfers – RTGS, SWIFT, PoaPay, Wave, SimbaPay, JamboGlobal, UAEXchange, Western Union , MoneyGram

Our Sacco aims to meet the financial needs of its members by encouraging them to save regularly and to borrow wisely for their development projects

Follow Us